Cookie Policy
Last Updated: May 5, 2025
1. Introduction
PeerCapital ("we," "our," or "us") uses cookies and similar technologies on our website and mobile applications. This Cookie Policy explains how we use cookies, what types of cookies we use, and how you can control them. This Cookie Policy is part of our Privacy Policy and Terms of Service.
2. What Are Cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. Cookies help websites remember information about your visit, like your preferred language and settings. They make your online experience easier and more personalized.
We also use similar technologies such as web beacons, pixels, and local storage that store information on your device. These technologies work in a similar way to cookies, and throughout this policy, we refer to all these technologies as "cookies."
3. Types of Cookies We Use
We use the following types of cookies on our platform:
3.1 Essential Cookies
These cookies are necessary for the website to function properly. They enable basic functions like page navigation, secure areas access, and authentication. The website cannot function properly without these cookies, and they cannot be disabled.
Examples include:
- Authentication cookies that identify you when you log into our platform
- Security cookies that help maintain the security of our platform
- Session cookies that remember your selections as you navigate through our site
3.2 Functional Cookies
These cookies enable enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. If you disable these cookies, some or all of these services may not function properly.
Examples include:
- Cookies that remember your preferences (such as language or region)
- Cookies that remember form information for easier completion on future visits
3.3 Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. They help us improve the performance and user experience of our site.
Examples include:
- Cookies that track which pages are most popular
- Cookies that help us see how users navigate through the site
- Cookies that help us identify issues with the website's performance
3.4 Marketing Cookies
These cookies track your online activity to help advertisers deliver more relevant advertising or to limit how many times you see an ad. These cookies can share information with other organizations or advertisers.
Examples include:
- Cookies used to deliver advertisements relevant to your interests
- Cookies used to limit the number of times you see an advertisement
- Cookies used to measure the effectiveness of advertising campaigns
4. Third-Party Cookies
Some cookies are placed by third parties on our website. These third parties may include:
- Analytics providers (such as Google Analytics)
- Advertising networks
- Social media platforms (when you use social sharing buttons or log in using social media accounts)
- Payment processors
These third parties may use cookies, web beacons, and similar technologies to collect information about your use of our website and other websites. This information may be used to provide analytics, personalized advertising, and to measure the effectiveness of advertising.
5. How We Use Cookies
We use cookies for the following purposes:
- Authentication and Security: To identify you when you log in and to help protect your account
- Preferences: To remember information about your preferences and settings
- Analytics: To understand how users use our platform and to improve our services
- Personalization: To customize our platform according to your individual interests
- Advertising: To deliver relevant advertisements and measure their effectiveness
- Performance: To optimize the performance and functionality of our platform
6. Cookie Management
Most web browsers allow you to manage your cookie preferences. You can set your browser to refuse cookies, or to alert you when cookies are being sent. The methods for doing so vary from browser to browser, and from version to version. However, you can usually find information about cookie management in the "Help" or "Settings" section of your browser.
Please note that if you choose to block or delete cookies, you may not be able to use all the features of our platform.
Here are links to instructions for managing cookies in common browsers:
For mobile devices, you can usually manage cookies through the settings in your mobile application or browser.
6.1 Opting Out of Analytics Cookies
To opt out of Google Analytics tracking, you can install the Google Analytics Opt-out Browser Add-on.
6.2 Opting Out of Interest-Based Advertising
You can opt out of interest-based advertising through the following industry tools:
- European Interactive Digital Advertising Alliance (EDAA)
- Network Advertising Initiative (NAI)
- Digital Advertising Alliance (DAA)
7. Do Not Track Signals
Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want to have your online activities tracked. Currently, our platform does not respond to "Do Not Track" signals. However, you can manage your cookie preferences as described above.
8. Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our business practices. Any changes will be posted on this page with an updated "Last Updated" date. If we make significant changes, we will notify you through a notice on our website or by other means.
9. Contact Us
If you have any questions about our use of cookies or this Cookie Policy, please contact us at:
Email: privacy@peercapital.com
Address: 123 Financial Street, Lagos, Nigeria
Phone: +234 123 456 7890